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WELCOME

WELCOME. CTS GOLD ORIENTATION. WHAT IS CTS GOLD?. - It is a Golden Opportunity created by 8990 Housing Development Corporation to make owning a DECA Homes very affordable in the most easiest way, hassle free reservation and earliest possible time to Move-In.

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WELCOME

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  1. WELCOME

  2. CTS GOLD ORIENTATION

  3. WHAT IS CTS GOLD? - It is a Golden Opportunity created by 8990 Housing Development Corporation to make owning a DECA Homes very affordable in the most easiest way, hassle free reservation and earliest possible time to Move-In. - It is a newly innovated program and the only payment scheme that 8990 Housing Development Corporation can offer to our prospective buyers.

  4. HOW MUCH IS THE INTEREST RATE? Fixed at 11% interest rate with a rebate given to the buyers who pay on or before the due date of their monthly amortization for the 1st 5 years.

  5. ELIGIBILITY • Buyers who are not more than 60 years old; • Gainfully employed or Self employed ; and • Net Disposable Income (NDI) is 100% of or greater than the monthly amortization of the unit they intend to acquire.

  6. NET DISPOSABLE INCOME (NDI) 100% NDI = MONTHLY AMORTIZATION

  7. WHY CTS GOLD?

  8. WHY CTS GOLD?

  9. WHY CTS GOLD?

  10. EQUITY PAYMENT Minimum of Php 15K payable up to 3 monthly installments that will commence a month after the reservation date thru post dated checks (PDC). Package Price exceeding Php 1M,equity is Php 30K payable in 6 monthly installments.

  11. DISCLOSURE STATEMENT

  12. DISCLOSURE STATEMENT

  13. RESERVATION POLICY • Passes the NDI Requirement • Pays P 5,000.00 Reservation Fee • Submits the following documents: • Buyers Info Sheet + four (4) 1 x 1 ID photo; • Gov’t. issued ID (ex: driver’s license, SSS ID) company • ID & other identification papers, if needed; • 1-month Pay slip and / or proof of other income and / or assets • Complete Set of Signed Loan documents • Option Agreement • Contract to Sell • Deed of Restriction • Buyer’s Undertaking • Special Power of Attorney (if needed) • Signed Disclosure Statement • Required Post dated Checks (3 equity installments + 46 for monthly amortizations and SRI/FI premiums + 1 guarantee check

  14. MOVE - IN The buyer may move in provided that all the required documentsenumerated above are completely submitted, the account is updated and the loan application of the buyer is approved or TAKEN OUT.

  15. THANK YOU

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