Right On The Money Rocket Solution Central

1. Right On The MoneyRocket Solution Central Ph: 419.530.8700 Fax: 419.530.5835

2. Rocket Solution Central (RSC) Located at Room 1200 Rocket Hall Hours: Monday, Thursday, and Friday 8:15am – 5:00pm Tuesday and Wednesday 8:15am – 6:00pm

3. Registration, Billing, & Financial Aid myUT Portal http://myUT.utoledo.edu OR Rocket Solution Central (RSC)

4. Use myUT & Rocket Solution Central (RSC) For….. • My Registration Steps • Course Registration • My Records • Grades • Transcripts • Enrollment Certification • Update mailing address • My Account • Payment Options/Information • Financial Aid Processing • Account Auditing

5. Registration Checklist • Meet with academic advisor • Register for classes at myUT portal • Waive health insurance • Purchase parking permit • Consider the benefits of legal services • Check account summary and pay any balance due

6. What Can Prevent Registration? • Priority registration group • Advising hold • Outstanding account balance • Library fine • Course-specific prerequisite

7. Registration……YOU are in control! • At the point of course registration, a financial obligation is incurred. • Should a student decide they no longer wish to attend classes, they must drop the courses to eliminate the financial obligation. • Students can drop courses on-line through the Student Tab on the myUT portal or in person at Rocket Solution Central, 1200 Rocket Hall.

8. Registration……YOU are in control! • Courses dropped prior to the start of the term and during the first week of the term will provide a 100% refund of tuition and fee charges.  Courses dropped after that time will incur a partial charge. • Failure to drop a course for which a student has never attended or stopped attending may result in a grade of “F” as well as an outstanding balance due to the University. • If students decide not to attend a class they are registered for, they must drop it!

9. Financial AidBudgeting • Budgeting is important! • Things to consider….. • Where is the student going to live? • Commute from home • Residence Hall • Off Campus • Are out of state fees involved? • Transportation Costs • Living expenses

10. Financial Aid and Budgeting My Budget Plan for Fall/Spring 2012/2013 Academic Expenses (Estimated Per Semester)Income/Resources (Per Semester) Tuition $ 3932.00 Work Salary General Fee $ 595.00 Loans (Student) Tech Fees $ 250.00 Loans (Parent) Facility Fee $ 62.40 Grants Special Service $ 6.50 Scholarships Student Textbooks Savings Supplies Other Transportation (Gas/Parking/Insurance) Other Housing Expenses On-Campus Housing/Rent On-Campus Meal Plan/Food Electricity/Heat Phone Cable Other Personal Expenses Insurance Childcare Entertainment Clothing Other Expenses Subtotal = (B) Income Subtotal = Subtract Subtotal A from Subtotal B = ______ x 2 semesters (Fall/Spring) = _________ If your income subtotal is less than your expenses, you may need additional resources to meet your expenses. In addition, re-evaluate your spending habits to determine if there are areas to reduce your debt in order to maximize your finances.

11. Financial AidWhere Do I Begin? • Apply for PIN at www.pin.ed.gov • Students and parents should have one! • Use your PIN to…. • Review and correct answers to electronic Student Aid Report • Electronically sign Master Promissory Notes • View information about federal loans borrowed • Reapply for student financial aid every year

12. Financial AidWere You Selected For Verification? Verification is a quality control effort to ensure the accuracy of information submitted on the FAFSA. If selected, return all requested documents (i.e. parent and student tax information via IRS retrieval or transcript, verification worksheet, etc.) as quickly as possible!

13. Financial AidWhat to do once you receive award notification • To accept loans (Stafford / Perkins) Go to myUT Portal to accept • Parents applying for the PLUS loan complete the application/credit check at www.studentloans.gov • Grants are automatically accepted

14. Financial Aid To Complete The Process…. • Sign promissory notes online • Stafford • PLUS • Perkins Loan promissory notes mailed to permanent address • Complete entrance interview online • Stafford Loan • Perkins Loan

15. Estimated Charges Welcome! Estimated Charges 2012-2013 (Subject to BOT approval) Fall 2012 Spring 2013 Tuition $ 3,932.00 $ 3932.00 General Fee $ 595.00 $ 595.00 New Student Reg$ 30.00 $ 0.00 Rocket Card $ 35.00 $ 0.00 Orientation Fee $ 110.00 $ 0.00 Technology Fee $ 250.00* $ 250.00* Facility Fee $ 62.40 $ 62.40 Special Service Fee $ 6.50 $ 6.50 Housing (Average) $ 3238.00 $ 3,238.00 Meal Plan (Average)$ 1,625.00$ 1,625.00 Estimated Term Total $9,883.90$ 9,708.90 Out-of-State students (other than Monroe County, Michigan) must add a surcharge of $4560.00 to the above estimated charges per semester. *Technology fee varies depending on college.

16. Waiveable Charges The aid programs offered above are based on full-time enrollment. Aid programs differ as to the payment for full-time versus part-time enrollment and class participation status. Some programs pro-rate on your billing statement based on actual enrollment and others may not pay for enrollment less than 12 hours. WAIVEABLE CHARGES: Students have an opportunity to waive the charges listed below each term. In order to waive any of these charges, students must follow the steps outlined on the myUT portal STUDENT tab. Health Insurance: The University of Toledo requires all students registered for 6 or more credits each term to have health insurance. Students who are currently insured by a health insurance policy (i.e. their own or their parents) may waive the UT sponsored Student Health Insurance Plan at the myUT portal. The approximate cost of the UT sponsored plan is $991 Fall semester, $1392 Spring and Summer semesters for students who are not eligible to waive the plan. Legal Service Fee $10 per semester ADDITIONAL CHARGES: Parking Permit $125 per semester if requested **Additional loan sources are available if needed to cover outstanding balances as well as to assist with the purchase of books and/or living expenses. Parents of dependent students are offered a PLUS Loan (Parent Loan for Undergraduate Students). Parents who wish to borrow this loan must complete an application electronically at www.studentloans.gov to initiate the required credit check. If approved in that process, parents need to sign a promissory note at www.studentloans.gov. If a parent is denied due to an adverse credit history, student may borrow additional Unsubsidized Stafford Loan funds in the amount of $4000 for the academic year. There are also alternative loans available to students through private lending institutions. The OSFA has provided information regarding this type of loan at http://www.utoledo.edu/financialaid/loans/index.html

17. Billing and PaymentE-Billing • E-billing is the University’s official method of communication! • Only online, will not be mailed • View your bill via myUT portal at http://myUT.utoledo.edu after registration • Only students have access through their myUT portal • Students will receive notices about payments due at their UT email address via firstname.lastname@rockets.utoledo.edu • Activity on your account may result in additional charges, check your account!

18. Billing and Payment Fall 2012 Payment Due Date August 10, 2012

19. Billing and PaymentWhat if you miss the due date? • Residence Hall move in may be delayed if an account balance remains • A late payment charge, $50 per month may be assessed to past due balances • Term courses could be invalidated

20. Billing and Payment Payment Options: • Installment Payment Plan (IPP) • Pay In Full by Due Date August, 10th, 2012

21. Billing and PaymentPayment Methods • Online payments: • Checking or savings account • Electronic direct payment allows a payment from either a checking or savings account using self service option at http://myUT.utoledo.edu • This method is convenient and can assist in ensuring the tuition payment is received on time! • No processing fee for this transaction! • Credit or Debit Card Payment • MasterCard, Discover, American Express payments can be made through third party processor at myut.utoledo.edu • A processing fee is assessed on all transactions • Credit card payments cannot be processed via mail, fax or in person

22. Billing and PaymentPayment Methods • In Person: • Payments (checks only) can be dropped in the payment depository during or after business hours. • Main Campus Depository - 1790 Rocket Hall • Health Science Campus - First Floor Mulford Library • Mail: The University of Toledo P.O. Box 10004 Toledo, OH 43699-0004

23. Billing and PaymentYOU are in control!!!! • At the point of course registration, a financial obligation is incurred. • If students decide not to attend a class they are registered for, they must drop it.

24. Fill Out Forms at myUT Portal 4 Forms Under The New Student Tab 1. FERPA Consent 2. Title IV Consent 3. Transfer Excess Financial Aid to Rocket Card 4. Direct Deposit Authorization