Payflex Commuter Benefits

1. A better way to commute each day. Payflex Commuter Benefits

2. Commuter Benefits Simple to use and easy to save. A simple solution designed to get you to work while saving you money. From your own computer, you can order transit passes and vouchers, obtain commuter checks for parking, set up monthly direct pay to pay our parking provider and enroll in cash reimbursement for your parking expenses. This program allows you to pay for your commuting costs with pre-tax dollars, which decreases your taxable income and increases your spendable income. You can save up to 40% in taxes on your commuting expenses. Note: The amount of savings will depend on your annual income, tax bracket and contribution amount.

3. Commuter Benefits Eligible & ineligible expenses For employee’s use only and not to be used for spouses, dependents, or non-work related commuter expenses. • 2018 AmountsQualified Transit benefits – • Up to $260 pre-tax per month • Transit costs include: • Bus fares • Trains • Subways • Ferries • Streetcars • Vanpools Ineligible expenses include: • Qualified Parking benefits – • Up to $260 pre-tax per month • Parking costs include: • The cost of parking at or near your place of work • The cost of parking near a place from which you commute to work via mass transit • Carpools • Telecommuting • Walking • EZ-Pass • Taxis • Tolls • Fuel/Gas

4. Commuter Benefits • Convenient for YOU! • Home Delivery of Transit Passes • SmartCards, Commuter Card • Vouchers • Direct Payment to Parking Providers • Commuter Checks for Parking • Cash Reimbursement for Parking Online ordering system Transit and parking passes can be purchased online via www.payflex.com. Passes will be mailed directly to your home. You can set the recurring option so that you do not have to visit the site each month. You can also change your order at anytime prior to the order cut off for the next month to be effective for the next benefit month. However, orders must be placed, cancelled, or changed prior to the monthly cut-off date of the 10thof the month (depending on your employer), prior to the benefit month. Address changes must be made through your Employer and communicated to PayFlex prior to the cutoff date for the benefit month that the change-in-address goes into effect. You may purchase passes over the pre-tax limit, however any post-tax amount will deducted from your paycheck at the time of purchase.

5. Transit pass ordering process Select product Set recurring options Continue Shopping or Check out. You will be directed Home Select Commuter Benefits Select Place an Order Input transit name or zip code, select pass Login to www.payflex.com & click on My Dashboard Select Transit • If Applicable: • Enter transit pass number • Enter value to add to pass • Enter number of passes Receive Transit Pass in mail

6. Accessing your account online Go to www.payflex.com. Click on Sign In in the upper right hand corner. Enter your username and password and click Sign In. If you are new user, you must register your account. Select Create Your Profile to get started.

7. Payflex.comCommuter Participant Portal On My Dashboard… Manage your Parking Cash account View Parking Cash Balance File a claim for Parking Cash Reimbursement Link a bank account Set up notifications Access Commuter Order Platform • Manage your online commuter account • Place an order for Transit Or parking

8. Commuter Benefits Ordering PlatformPlace an Order and then Transit.

9. Transit orderSelect the transit authority from the search results or conduct a new search. One Option OR Select Transit Authority Enter Zip Code

10. Transit orderSelect your transit product.

11. Transit orderSet start station and end station and set recurring months and checkout.

12. Transit orderCheck the agreement box, and complete the purchase the pass.

13. A better way to commute each day. Commuter BenefitsParking Products

14. Parking Products Monthly Direct Pay • Pay monthly parking expenses directly to the parking provider. Commuter Check for Parking • Daily, weekly or monthly checks payable to a parking provider and mailed to your home address. Commuter Check Prepaid MasterCard • Reloadable MasterCard that can be used to pay for member’s parking expenses Cash Reimbursement Option To receive cash reimbursements for parking expenses that you have already paid your parking provider. You will need to elect a dollar amount to be set aside from your paycheck into a spending account.

15. CommuterBenefits Ordering PlatformTo set up monthly direct pay, order a commuter check for parking or enroll in cash reimbursement for parking expenses, select “Parking” under Place an Order..

16. Parking order – Monthly Direct Pay Select your parking product.

17. Parking order – Monthly Direct PayEnter parking provider name (payee) and click Search or choose from one of the parking providers listed below the map.

18. Parking order – Monthly Direct PayIf your parking operator is not shown you can click the link at the bottom to Create an order with a new provider.

19. Parking order – Monthly Direct PayVerify order details and set up recurring.

20. Parking order – Monthly Direct PayEnter your monthly parking amount and your account number with the parking provider. Then you can set up recurring options.

21. Parking order – Monthly Direct PayUncheck any months that you would not want the order to be placed automatically for you and click checkout.

22. Parking order – Monthly Direct PayAgree to the terms and complete purchase.

23. Parking order – Commuter CheckSelect commuter check for parking.

24. Parking order – Commuter CheckSearch provider name or choose one from the list below the map.

25. Parking order – Commuter CheckPut in amount and set recurring options.

26. Parking order – Prepaid MasterCardSelect Prepaid MasterCard for parking.

27. Parking order – Prepaid MasterCardEnter the amount that you would like loaded to the Master Card, confirm the last 4 digits of your phone number, enter a notable date. Set recurring months and then checkout.

28. Parking order – Cash ReimbursementSelect your parking product.

29. Parking order – Cash ReimbursementSelect the monthly amount and set recurring options to enroll.

30. Parking order – Cash ReimbursementIn order to file a claim for the amount you enrolled for, log into Payflex member website. Click on file a claim on the Parking account tile. Follow the prompts to file the claim to be reimbursed for your monthly out of pocket parking expenses.

31. Parking order – Edit Existing OrderClick on the “Pen/Marker” icon next to your order to edit an existing order.

32. Parking order – Delete Existing OrderClick on the “X” icon next to your order to delete an existing order.

33. Non-Refundable Qualified Transportation Fringe Benefit contributions are deducted for the purpose of transit to and from work, or for the purpose of parking near your place of employment. These contributions are not refundable. It is very important that you only elect or order the amounts or passes for transit and or the amounts for parking that you intend to use in the upcoming benefit month. Source - Internal Revenue Service, Treasury § 1.132–9 QA14 (a)(b)(c)(d)(e)

34. Your connection to Payflex Learn more by visiting www.payflex.com > Product & Services > Commuter Benefits