2017 – 2018 Employee Benefit Open Enrollment

2017 – 2018 Employee Benefit Open Enrollment

Highlight of Medical Changes • Premium increase 5% all plans except for the $300 plan which is 15%. • Enrollment is closed for $300 plan, this is the last year for that plan. • 4th Quarter Deductible Carryover removed from all plans • All groups will now have District deductible contributions to the $1200, $2600 and $5000 deductible plans. • All employees can establish a Health Savings Account with SelectAccount if you elect the $5000 deductible plan. • Existing funding in your VEBA can only be used for Dental and Vision expenses • Employee that get a District contribution to the $5000 plan can direct the District amount to an HSA instead of VEBA if you wish

Plans Offered – Same as current Actual plan document will supersede any discrepancies 3

Pharmacy Costs Use the ClearScript Drug Cost tool to help make your VEBA/HSA dollars go further. 30 day supply: 90 day supply: 30 to 90 day supply price (savings) / Additional cost:

Pharmacy Costs

Get valuable PreferredOne benefit information on your mobile device. Simply use your smart phone, visit PreferredOne.com/mobile. No need to download an application. Find a Provider Locate the nearest in-network urgent care, clinic, doctor, or hospital. View Covered Members Forgot your member card? Go online and access your member ID # for you and any covered dependents. Deductible and Out-of-Pocket Balances Want to know if you have met your deductible or the balance remaining? Same goes for reaching your out-of-pocket maximums. 6

Health Savings 101 • Can only establish with the $5000 deductible plan • If you have a VEBA with funds and you wish to establish an HSA, the VEBA funds will only be able to reimburse dental and vision expenses • Can not be enrolled in: • Spouse’s medical plan (ie dual coverage) • Spouse’s flexible spending medical account • Spouse’s VEBA plan • Medicare

Health Savings 101 • IRS 2017 HSA contributions limits: • Individual coverage: $3,400 • Family coverage: $6,750 • If you are age 55 or older the limits above are increased by $1,000 • Contributions include employee and employer amounts. • Funds unspent in your HSA account roll over from year to year.

Dental Highlights

Supplemental Life • Coverage is moving to Lincoln Financial Group • Open Enrollment this year only. • Minimum $10,000 • Maximum $150,000 (limited to 5 times your salary) • If you elect, than each year you can increase by $10,000 or $20,000 on a guaranteed basis

Online Enrollment You should have received an email from info@corphealthsys.com with instructions on how to proceed: Website: http://enroll.corphealthsys.com

Online Enrollment Website: http://enroll.corphealthsys.com Login: Change your default password:

Online Enrollment Accept the terms and conditions of the insurance:

Online Enrollment Review the pop-up with various Federal and State notices:

Online Enrollment Review your personal data, make sure date of birth, ssn, address, phone numbers, email addresses are correct:

Online Enrollment Review or add dependents: (Click the radio button or click the add button)

Online Enrollment Review your coverage elections: (Click the radio button or click the add button) If you elect the HDHP $5000 plan you will presented with the ability to establish an HSA account. Also if the District is making a deductible contribution to this plan you can direct that money to the HSA also.

Online Enrollment Click the [info] link to get more information about plans, costs, District deductible contributions, links to carrier site, etc. :

Online Enrollment Review the per pay period cost of your elections:

Online Enrollment Add your beneficiaries: (You can use a dependent already in the system or add a new person to assign as a beneficiary)

Online Enrollment Confirm and Log Out, You will get an email of your election for your records. You can also return to the site and make changes until the open enrollment period ends on May 5, 2017:

2017 – 2018 Employee Benefit Open Enrollment