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A Case Study of Kiva.org. The world’s first p2p microfinance website. Our research problem. Web 2.0 and social networking practices are affecting the way people and institutions lend, borrow and manage money. Our research problem.
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A Case Study of Kiva.org The world’s first p2pmicrofinance website
Our research problem Web 2.0 and social networking practices are affecting the way people and institutions lend, borrow and manage money.
Our research problem • How do people judge microfinance lenders and applicants to determine who they support and to what degree? • What implications does Web 2.0 have for philanthropic ventures?
Questions • What is happening on the borrower’s side? • How do borrowers hear about Kiva? • What do they actually see when they access the website? • Do they have internet access and what do they know about the Kiva platform? • What is the relationship between MFIs and borrowers?
Questions Is Kiva more successful than traditional microfinance organizations? How is success measured?
An Ethnographic Study Kiva Fellows • How do they determine the credit worthiness of small MFIs and provide due-diligence to lenders using the Kiva platform? Borrowers • Ascertain their experience of the Kiva platform • How do they come to associate themselves with a given MFI?
Data Comparison Kiva 98%repayment rate Traditional MFIs? Broader credit market?
Data Comparison What are Kiva’s measures for success? Loan repayment vs. sustained business ventures MFI’s reports of borrower behavior How do different MFIs intermediate between the Kiva platform and borrowers?
Textual Analysis How are conventions employed in Kiva’s design? Kiva MySpace
Textual Analysis How are conventions employed in Kiva’s design? Kiva Facebook eBay
Textual Analysis How are conventions employed in Kiva’s design? Kiva Facebook
Join the CCT 505 lending grouphttp://www.kiva.org/community/viewteam?team_id=1711 We welcome your questions