Craft Silicon

1. Craft Silicon Product Overview Bankers Realm Islamic Integrated Finance System http://www.craftsilicon.com Craft Silicon Limited, Proprietary intellectual information.

2. Bankers Realm

3. Craft silicon Products suite • Bankers Realm is a high end internet ready bank automation software, designed for small to large sized banks and • financial institutions. Under the canopy of Windows based servers with open end like MS-SQL Server, and with its inbuilt intelligence, this product can do wonders to your bank and your customers! It is an e&m ready product with Customer notifications sent either on E-mail or Mobile, are inbuilt in the system. At the same time, this system can act as a base for other add on delivery channels like internet banking, ATM, Smart Cards, etc. Banking@Home is a value added product that allows your customers to access their accounts using the latest internet technology. Your customers can get access to their accounts from your web site. The software is secure and uses 128 bit SSL technology to keep the data flowing on the internet safe from hackers. • BREFT is a full fledge EFT Switch software that can drive your ATM, POS and other delivery channels. This switch is specifically designed to cater for Micro Finance related transactions and can allow you to perform online Savings / Loans related transactions using GPRS / GSM / Dialup networking. System is also capable of BIO verification and can help you to identify your customers prior to transactions. RealmCE is a compact edition of Bankers Realm. This product interfaces to the main system, and allows you to transact on the hand held computer. An ideal product to capture socio Economic transactions including Credit Scoring details. This device can update the main database using either a normal or a GSM connection. The product can be interfaced with Magnetic cards or SMART cards too. • bMobile is an add on product that notifies on your customers mobile phone unit with the account balance, currency rates and other vital information. Give your bank an edge over others with this handy mobile interface. A great combination of internet and mobile technology. System can generate events notifications or could get instant approvals from your • customers for instance transaction above a certain limit . Trucell This is trully rich mobile banking application , that provides bank and customers access to banking services , right from their mobile phones. It has easy to use menu for bank employees to process over the counter operations , loan processing , customer account opening , and for the customer , provides easy online access to accounts , transfer funds and make bank request. • Bankers Realm CMS (Core Microfinance Solution) is a dedicated software for Micro Finance organizations working with either Group based or Individual based lending methodologies. It is a web based solutions with thin client platform. Easy to implement and upgrade. • Due to the varied nature of operations in Micro Finance organizations across the globe, this product is highly parameterized. The product is well rated by major Micro Finance funding agencies and Donor communities across the globe. This product is also ideal for Micro Finance organizations who are planning to convert to a full fledge commercial bank, since it can • be easily upgraded to Bankers Realm.

4. Installation Footprints • Africa • Kenya, Uganda, Tanzania, Rwanda, Ethiopia, Malawi, Zambia. Nigeria, Ghana, Gambia. Sudan, Madagascar, Burundi, Ivory Coast, Niger, Cameroon, Swaziland, Namibia, Botswana, Somalia* • Eastern Europe • Bulgaria, Armenia* • Asia • India, Mongolia, China* • Pacific • Micronesia, Papa new Guinea. • Central / Latin America • Mexico, Argentina • *Upcoming Clients • Our software products are used in more than 30 Countries and four different languages (English, French, Spanish and Islamic), More than 150 Customers.

5. Operating Requirements

6. Decentralized Mode

7. Centralized Mode

8. Core System

9. Information Dashboard Information dashboard is a solution designed to help users access the information and experience they need to work smarter. They auto update small sections of your screen that provide you varied information that matters to you most.

10. Customer Relationship

11. Customer Relationship

12. Product Definition

13. Product Analysis

14. Product Budgeting

15. Deposits : Overview

17. Murabaha - Application

18. Mudaraba - Purchase

19. Mudaraba –Fund Pool

20. Mudarabah -Contract

21. Murabaha – Installment Schedule

22. Maintain Debt Accounts

23. AAOIFI Standard of Accounting

24. Arbisation

25. Arbisation Log In Screen

26. Menu Page/Dashboard

27. Client Maintenance

28. Account Maintenance

29. Product Maintenance (CASA)

30. Debt Product Maintenance:

31. Murabaha Application

32. Murabaha Contract

33. Murabaha Accounts

34. Collaterals : Overview

35. NPA / Write offs : Overview Bankers Realm have integrated module to track and process Debt accounts during their life. Accounts can be automatically classified into various user defined categories depending on their transactions. Based on the classification of accounts, system can provide provision as per the requirements of the Central Bank. Below we have shown some conditions that you can set in the System.

36. General Ledger

37. Liability

38. P& L Expenses

39. Income/Expenditure PLS

40. Parameters

41. System Security

42. System Security

43. System Security

44. Other Options

45. Craft Silicon More details of the product available at http://www.craftsilicon.com Comments and Suggestions should be send to info@craftsilicon.com