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Brought To You By. What is INSPIRE ?. A S$ denominated recurring single – premium (RSP) Investment Linked Plan. It consist of 5 sub funds: GUARDIAN HARVESTER PLANNER SEEKER ENTREPRENEUR. Alliance Capital Management.
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What is INSPIRE? A S$ denominated recurring single – premium (RSP) Investment Linked Plan. It consist of 5 sub funds: • GUARDIAN • HARVESTER • PLANNER • SEEKER • ENTREPRENEUR
Alliance Capital Management • One of the most experienced and largest publicly traded investment managers in the world. • Manages assets of over US$450 billion • Selected by 45 of the Fortune 100 companies and hundreds of central banks and global institutions to manage employee benefit plans • 600 investment professionals in over 35 subsidiaries and affiliate investment offices worldwide • Manages many highly acclaimed and award winning funds
AXA • A world leader in wealth management and financial protection • 17thlargest corporation in the world • US$802 billion in managed assets • US$35.9 billion in market capitalisation • 140,000 employees and advisors worldwide • 50 million customers • 60 countries worldwide operations
Why INSPIRE? • INSPIRE is personal • Tailored to your personality,life stage,lifestyle goals,investment time horizon and risk appetite • INSPIRE gives more consistent returns • Combines both value and growth investment styles to achieve consistent returns with reduced risks.
Why INSPIRE? • INSPIRE lowers your average investment cost • Through “Dollar Cost Averaging” principle • INSPIRE diversifies investment risk • Offers diversified investment portfolio to cushion the effect of poor performance in any individual investment markets at any given time
Why INSPIRE? • INSPIRE is flexible • You can switch between portfolios,make top ups, full or partial withdrawals • INSPIRE is more than an investment tool • Life insurance coverage at no extra cost.
INSPIRE at a glance • Minimum initial investment • S$2500 with recurring premium or • S$5000 without recurring premium • Recurring Investment • You can choose to stop paying your recurring premium anytime without reducing your insurance benefit.The minimum recurring investment is: • S$1500 annually • S$1000 semi-annually • S$500 quarterly or • S$200 monthly
INSPIRE at a glance • Mode of payment • Cash, CPFIS-OA, CPFIS-SA & SRS • Bonus Units for large investments • There will be bonus units issued for large premium sizes
INSPIRE at a glance • Top Up • You can top up your investment at any time, subject to underwriting • Withdrawal • You can make full or partial withdrawals of units at the prevailing bid price
INSPIRE at a glance • Charges