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Welcome To A Session On. Internship Report. Md. Shahadat Hossain ID : 08510076 School of Business University Of Information Technology & Sciences(UITS). Prepared For : School of Business University of Information Technology & Sciences (UITS), Dhaka. Internship Topic :
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Welcome ToA Session On Internship Report
Md. ShahadatHossain ID : 08510076 School of Business University Of Information Technology & Sciences(UITS).
Prepared For : School of Business University of Information Technology & Sciences (UITS), Dhaka.
Internship Topic : “An Evaluation of General Banking Activities & Financial Performance of National Bank Limited.”
Banking History of Bangladesh After the liberation of Bangladesh the twelve Banking companies who were doing business in Bangladesh, were nationalized by the Government of People's Republic of Bangladesh under president's order no. 26 of 1972 entitled "The Bangladesh Bank (Nationalizations) order, 1972" on 26 March, 1972.
Banking History of Bangladesh • The National Bank of Pakistan. • The Bank of Behawalpur Ltd. • The Premier Bank Ltd. • The Habib Bank Ltd. • The Commerce Bank Ltd. • The United Bank Ltd. • The Union Bank Ltd. • The Muslim Commercial Bank Ltd. • The Standard Bank Ltd. • The Austrasia Bank Ltd. • The EstemMercentile Bank Ltd. • The Estem Banking Corporation Ltd.
About NBL National Bank Limited was born as the first hundred percent Bangladeshi owned Bank in the private sector. It started banking operations in Bangladesh on 23 March 1983.
Organizational Profile • Mission • Vision • Core Objectives
Banking Products • Deposit • Term Deposit • Loan & Advances
Division . • Human Resource department. • General Banking Division • Audit and Inspection Division • Credit Card Division • Finance and Administration Division • Marketing Division • Credit Division • Computer Division • Reconciliation Division • Dispatch • Accounts Division • Remittance • Public Relation • System and Operation • Law and Recovery Division • Foreign Exchange Division
GENERAL BANKING Bills & Clearing Cash Section Account Section Account Opening & Closing Section Local Remittance Collection Section General Banking
Account Opening and Closing • Current Account • Savings Account • Fixed Deposit Revenue {FDR} • Monthly Saving Scheme
Local Remittance Pay Order (PO) Demand Draft (DD) Telegraphic transfer (TT) Electronic Fund Transfer (MT) Remittance Sector
Bills & Clearing Section • Preparation of clearing Outward and Inward Lodgment and record maintenance of the same. • Batch posting as when required.
There are three Essential things for clearing the instrument: • Crossing seal. • Endorsement seal. • Clearing seal.
Cash Section • Cash Receipt • Cash Payment
Deposit Section Post all kind of transaction · Provide on demand report. · Cheque maintenance. · Preparation of day transaction position. · Preparation of closing monthly transaction. Closing Accounts · If the customer is willing to close his account. · Death of the customer. · Customer’s insanity and insolvency. · If the branch finds any reasonable ground for closing the account. · If there is any notice issued by the Court on the bank branch close the account.
Account Section • recording classifying, identifying and Calculation of all transaction • maintains clean cash book, supplementary, voucher register etc.
Loans & Advance Section National Bank Ltd. Introduced Consumer Credit Scheme for its customer approved by the Board of Directors of the Bank with the following loan products: (1) Vehicle Loan (2) Domestic Appliances Loan (3) Office equipment Loan (4) Entertainment purpose Loan (5) Loan for intangible items There are some other loan considering the market demand and investment opportunities in Consumer business NBL has formulated the following 4 (Four) products for National Bank Limited. The Four products loans are given below. • Auto Loan. • Consumer Durable Loan. • Secured Personal Loan. • Loan for Professional.
SWOT Analysis of NBL • Strengths of NBL • Weaknesses of NBL • Opportunities of NBL • Threats of NBL
Conclusion The National Bank Limited is a very recent bank in the banking business area. It was incorporated on March23, 1983 in Bangladesh as a Public limited Company under company Act, 1994. So within this short time the bank already get the popularity in the people. When this bank starts its operation, their first target customer was the army person, but with the demand of general people the bank is also doing business with the general people.