1 / 8

SISTEM KEUANGAN DAN PERBANKAN INDONESIA

SISTEM KEUANGAN DAN PERBANKAN INDONESIA. Bank syari‘ah. Menerima pendapatan Bagi hasil / margin. Pembayaran bagi hasil Tergantung pendapatan / hasil yang diterima. Bank konvensional. Shahibul maal. Shahibul maal. mudharib. mudharib. Penya luran dana. Penghim punan dana.

ponce
Download Presentation

SISTEM KEUANGAN DAN PERBANKAN INDONESIA

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. SISTEM KEUANGAN DAN PERBANKAN INDONESIA

  2. Bank syari‘ah Menerima pendapatan Bagi hasil / margin Pembayaran bagi hasil Tergantung pendapatan / hasil yang diterima Bank konvensional Shahibul maal Shahibul maal mudharib mudharib Penya luran dana Penghim punan dana Nasabah debitur Bank deposan Membayar bunga deposito tetap Tidak ada pengaruh pendapatan yang diterima Menerima bunga kredit tetap

  3. RUPS/rapat Anggota Dewan komisaris Dewan pengawas syari‘ah Dewan audit Dewan Direksi Divisi/urusan Divisi/urusan Divisi/urusan Divisi/urusan Kantor Cabang Kantor Cabang Kantor Cabang Contoh bagan organisasi bank umum syari‘ah

  4. Contoh bagan organisasi bank umum konvensional yang membuka kantor cabang syari‘ah RUPS/rapat Anggota Dewan komisaris Dewan pengawas syari‘ah Dewan audit Dewan Direksi Divisi/urusan Divisi/urusan Divisi/urusan syari‘ah Kantor Cabang konvensional Kantor Cabang Syari‘ah

  5. Alur Operasional Bank Syari‘ah ∑ bagihasil mudharib Penghimpunan dana Penyaluran dana pendapatan Wadiah yad dhamanah Prinsip bagi hasil Bagi hasil/laba Mudharabah mutlaqah Prinsip ujroh sewa Pooling Dana lainnya Prinsip jual beli margin tabel bagihasil Laporan laba rugi Pendapatan mdh mutlaqah Agen: mdh muqayyadah Jasa keuangan: wakalah, kafalah, sharf Pendapatan berbasis imbalan

  6. Alur Operasional Bank Konvensional Bunga Kreditur Penghimpunan dana Penyaluran dana pendapatan Giro Kredit Modal Kerja Bunga Tabungan Kredit Investasi Pooling Dana Deposito Kredit Konsumsi Bunga Laporan laba rugi Pendapatan Bank Chanelling Jasa keuangan: Pendapatan berbasis Imbalan / fee

More Related