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CALM Finance Slides. CALM 20 – Feb 25. Today’s Goals: Agenda Personal Assets and Liabilities Worship Your Financial Future Needs/Wants/Desires Your Money Style & Pay cheque information First Major Expense (most Likely)
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CALM 20 – Feb 25 • Today’s Goals: • Agenda • Personal Assets and Liabilities • Worship • Your Financial Future • Needs/Wants/Desires • Your Money Style & Pay cheque information • First Major Expense (most Likely) • Closure: Name one strategy that you will try to do to “Live within Your Means”
Resource Choices • What do you desire: • Dependency or self-sufficiency? • Controlled by others or Personal Power? • Lifestyle? • Relationships? • Success and Happiness?
Closure/Homework – CALM – Feb 25 • Closure: Name one strategy that you will try to do to “Live within Your Means” • Homework: 1) find the best car you can for $3000, bookmark or bring advertisement for class 2) finish the pay cheque definitions and math
CALM – Sept 17 • Today’s Goals: to discuss preparation for disaster, consumerism, credit, and Needs/Wants/Desires • Agenda • Show what car you “bought” • Worship • Needs vs Wants vs Desires • Influence on personal Consumer choices • smart Shopping • Cash, credit, insurance • Closure: Name one rule you could make for yourself to control your spending
Influences • Family • Friends • Changes in life – new job, more/less money, leisure, family changes • Personal values – environmental, economical • Marketing and advertising
Pros/Cons • Renting • Buying • New vs used
CALM 20 – Sept 18 • Today’s Goals: to introduce the topic of finances • Agenda • Worship – Stewardship & Tithing • Pros and Cons of Credit • Budgets and Percentage Guide • 20 Something Simulation Project • Closure:
Credit Pros Cons Gets out of control High interest rates • Monthly account of all purchases • Disputes are handled by the credit company, guaranteeing money back • If card is stolen – withdrawal amounts are limited • Rewards • Builds credit rating • Allows you time to “use” product before being charged for it
CALM 20 – September 19 • Today’s Goals: to understand components of personal budgets • Agenda: • Worship • Personal Budgets • Percentage Guide • 20-Something Simulation Project – due on Friday – add tithe if you desire • Closure:
CALM – September 20 • Today’s Goal – to finish the Budget Simulation Project • Agenda • Worship • Work time – Simulation Project, Career Portfolios • PS – you may resubmit your resume and cover letter to change your grade. • Closure – have a great day
CALM 20 – September 23 • Today’s Goals – to understand your pay cheque and taxes • Agenda • Worship • Delayed projects deadlines • Pay cheque handout • Work time – catchup, budget simulation, career portfolio • Closure
Review of Module 1 • Personality Inventories – know your codes, strengths and weaknesses (MI, DISC, MBTI) • Careers • Today’s Job Market characteristics • Employability tools – resumes/cover letter formats, interview prep • Life success checklist • Finance • Needs/wants/desires • Insurance • Personal budgets and reading the numbers