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Affordable Housing Planning. Nick Baker | (801) 468-0143 | nbaker@utah.gov. A few questions to consider…. What is affordable housing?
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AffordableHousingPlanning Nick Baker | (801) 468-0143 | nbaker@utah.gov
A few questions to consider… • What is affordable housing? • Housing occupied or reserved for occupancy by households with a gross household income equal to or less than 80% of the median gross income for households of the same size in the county in which the city is located.— Utah Code 10-9a-103
A few questions to consider… What are some of the perceptions about affordable housing?
A few questions to consider… • Who actually needs affordable housing? • young families • families working low-wage jobs • families dealing with serious medical conditions • families with special needs children • seniors • veterans
A few questions to consider… • Do we, as planners, have a duty to look out for low-income residents in our communities? How does or how should that duty manifest itself in your day-to-day activities? • We shall seek social justice by working to expand choice and opportunity for all persons, recognizing a special responsibility to plan for the needs of the disadvantaged and to promote racial and economic integration. We shall urge the alteration of policies, institutions, and decisions that oppose such needs.— AICP Code of Ethics and Professional Conduct
Background A Concerning Trend Between 1992 and 1997, the state of Utah led the nation in housing cost increases, with home prices rising 70 percent over this period. The State Legislature’s Response H.B. 295: Providing Affordable Housing CONTEXT BASICS STATUS RESOURCES
An Ongoing Issue 34.3% 48.1% Cost-Burdened Households in Utah According to the 2012 American Community Survey, 34.3 percent of Utah’s homeowners with mortgages and 48.1 percent of the state’s renters are paying more than 30 percent of their income towards housing expenses. Owner-Occupied Units Renter-Occupied Units Source: U.S. Census Bureau, 2008-2012 American Community Survey CONTEXT BASICS STATUS RESOURCES
H.B. 295 Utah Code 10-9a-403 Requires cities and towns with population greater than 1,000 to adopt a moderate-income housing plan as part of the general plan Utah Code 10-9a-408Requires cities and towns to perform a biennial review of their moderate-income housing plan and submit a biennial report Counties CONTEXT BASICS STATUS RESOURCES
Plan Elements • Required • an estimate of the need for the development of additional moderate income housing within the city • a plan to provide a realistic opportunity to meet estimated needs for additional moderate income housing • [consideration of] the Legislature’s determination that cities shall facilitate a reasonable opportunity for a variety of housing, including moderate income housing, to meet the needs of people desiring to live there and to allow persons with moderate incomes to benefit from and fully participate in all aspects of neighborhood and community life CONTEXT BASICS STATUS RESOURCES
Plan Elements • Optional • an analysis of why the recommended means, techniques, or combination of means and techniques provide a realistic opportunity for the development of moderate income housing within the planning horizon CONTEXT BASICS STATUS RESOURCES
Outline CONTEXT BASICS STATUS RESOURCES
Scoring CONTEXT BASICS STATUS RESOURCES
Status CONTEXT BASICS STATUS RESOURCES
Resources • on-site technical assistance • database of existing plans • Affordable Housing Plan Outline • Affordable Housing Forecast Tool • Community-Driven Housing Program (CDHP) CONTEXT BASICS STATUS RESOURCES
Forecasting Tool CONTEXT BASICS STATUS RESOURCES
CDHP 1 HCD evaluates plans and invitescommunitieswith high-qualityplans to participate Cities and counties that opt to participatenominate a project that aligns with needsand goals identified in the plan 2 Participants issue a request for proposals,reviewproposals, and select a developerpartner 3 In addition to securing other funding,projectdevelopers apply for low-interestCDHP funds set aside within the OleneWalker Housing Loan Fund 4 CONTEXT BASICS STATUS RESOURCES
CDHP CONTEXT BASICS STATUS RESOURCES