HUD Consolidated Plan

1. HUD Consolidated Plan Cuyahoga County Planning Commission Cuyahoga Urban County September 16, 2009

2. HUD Housing Programs and Planning Documents Cuyahoga Housing Consortium created Establishment of Programs Community Development Block Grant Program HOME Investment Partnerships Program Housing Opportunities for Persons with AIDS American Recovery and Reinvestment Act Emergency Shelter Grant Program Neighborhood Stabilization Program 1974 1987 1990 1992 2008 2009 1980’s 1990 1994 Housing Assistance Plan Comprehensive Housing Affordability Strategy Five-Year Consolidated Plan Planning Documents

3. HUD Consolidated PlanFY 2010 – FY 2014 • Five-Year Plan (prepared once every five years) • A planning document to: • Describe the housing needs of low- and moderate-income residents; • Outline strategies to meet the needs; and • Discuss resources available to implement the strategies. • One-Year Plan (prepared every year) • Description of how the available HUD funds, plus non-federal funds, will be used during the next twelve-month period for programs identified in the Five-Year Plan.

4. HUD Consolidated PlanFY 2010 – FY 2014 • Components – Five-Year Plan • Examine existing and emerging demographic and housing trends; • Develop local priority needs and objectives for housing-related programs based on the trends; • Develop a plan for assessing yearly performance; and • Consult with private, nonprofit, and public agencies/organizations to better understand the needs of specific populations and the programs currently being provided.

5. HUD Consolidated PlanFY 2010 – FY 2014 • Content – Five-Year Plan • Community Profile • Characteristics of the general population; • Characteristics of the housing stock and housing market; • Affordable housing needs of low- and moderate-income persons and families; • Needs of homeless persons; and • Needs of non-homeless persons with special needs who require supportive services.

6. Cuyahoga Housing Consortium

7. Demographics

8. Percent Population Change, 1990 – 2000 1990 – 2000 By Census Tract 1990 – 2000 By Community Source: U.S. Census

9. Percent Population Change Source: U.S. Census

10. Age Composition *approximation Source: U.S. Census, 2005 – 2007 ACS

11. Percent Minority Composition by Census Tract 2000 1990 Source: U.S. Census

12. Percent Minority Composition *approximation Source: U.S. Census

13. Median Household Income by Census Tract 1999 1989* *Adjusted to 1999 dollars Source: U.S. Census

14. Median Household Income Not adjusted to current dollars. *approximation Source: U.S. Census

15. “120% of Area Median Income” in 2008 = $67,050 for a family of three persons.

16. Percent Persons Below Poverty Level by Census Tract 1999 One adult under age 65 = $8,867 1989 One adult under age 65 = $6,451 Source: U.S. Census

17. Percent Persons Below Poverty Level *approximation Source: U.S. Census

19. Unemployment Rate *approximation Source: Ohio Department of Job and Family Services, Ohio Labor Market Information

20. Housing

21. Percent Residential Housing Unit Period of Construction by Census Tract 1940 – 1969 1939 or Earlier Source: U.S. Census

22. Percent Renter-Occupied Housing Units by Census Tract 2000 1990 Source: U.S. Census

23. Tenure by Units in Structure *approximation Source: U.S. Census, 2005 – 2007 ACS

24. Median Sales Price of Single-Family Homes Source: NEOCANDO

31. “High-Cost” defined as an interest rate 3% or more above prime rate. Prime rate in 2004-2006 = 4.0% - 8.25%.

32. Source: NEOCANDO

34. Foreclosure Filings Foreclosure Filings Source: NEOCANDO

35. Foreclosure Filings Foreclosure Filings Sheriff Deeds Source: NEOCANDO

36. Foreclosure Filings 2009 (through Sept 4) Available only to owner-occupants. For elderly or disabled homeowners, exempts $25,000 of the market value of a home from property taxes. Source: NEOCANDO

38. HUD Consolidated Plan Cuyahoga County Planning Commission Cuyahoga Urban County September 16, 2009