What is the PlatinumOne program?

2. What is the PlatinumOne program? No Credit Required In-House Customer EZ Payment Plan

3. PlatinumOne How it works • Allows post-dated checks to be converted to an • ACH (Automated Clearing House) payment schedule

4. Platinum One LLC How it Works Only Two Requirements To Qualify No Credit Check Required In-House EZ Payment Plan • Proof of valid, active checking account • Valid driver’s license, state ID, or military ID

5. The Four Easy Steps The customer signs the "no credit required agreement " for the requested products or services. The customer presents the check payable to the merchant for the products or services. Merchant gets customer approval for the transaction. The customer’s account will be debited for the transaction on specified dates.

6. Guarantees your customers’ payments • Maximum aggregate: $8,000.00 • Maximum time for post dates: 3, 6, or 12 months • Merchant does not deposit a single check • PlatinumOne collects on customer’s bad checks

7. Merchant cost between 9.95% and 30.95% • Merchantcanadd administrative fee to cover costs • PlatinumOne provides leased processor, imager, proprietary software and guarantee • Account set up in seven days, which includes application, and delivery of system

8. Is not designed to replace existing financing, but to enhance existing financing • Piggy backs over and above existing financing • Guarantees layaway programs • Finances soft costs to enhance profitability

9. Ideal For: • Computer repair • Medical services • Dental services • Cosmetic services • Churches / Schools • Animal breeders • Rent-to-own centers • Home restoration /clean up • And many more… • New automotive sales • Automotive repairs • Wheels and tires • Furniture sales (new and used) • Appliance repairs • Appliance sales (new and used) • Contractors (All) • Funeral homes • Criminal defense attorneys

10. Profile Of A Potential Client • Small to medium-sized businesses. “Main Street America.” • Owned and operated by “Mom And Pop” proprietors • Business should have average ticket of $100 or more. • Emergency services or have-to purchases are especially strong.

11. Customer presents a check for the down payment; 25% minimum is due same day, balance is spread out over 3, 6, or 12 months • Warranty fee rate: 9.95% - 30.95% • Merchant receives an approval for the transaction • Customer determines the duration of the loan • Merchant receives full amount within 72 hours of batch out • Single check conversion up to $36,000.00

12. * Restricted businesses • Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen, Bankruptcy attorneys

13. For merchants who don’t want or don’t qualify for a lease, there are several options: • Borrow against their credit card processing, or • Rent-to-own (no contract, month to month) • Credit Card Processing is available for additional commission but not required. • All funds are guaranteed (no more bounced checks!).

14. Lease options • 2, 3, 4 year lease • Purchase • $3,750 outright purchase • Cash advance on credit card • Lockbox • Weekly ACH debits from checking (10% of receipts) • Rent to Own

15. Merchant Services Credit Card Processing

16. Merchant Application / Lease Fax: (888)702-7972 or email: James@PlatinumOneLLC.com Contact: (800) 330-7221 • Admin@PlatinumOneLLC.com