2012 Annual Benefits Enrollment

1. 2012 Annual Benefits Enrollment

2. 2012 Annual Benefits Enrollment Web for Employees http://webemp.okstate.edu/ Available from 8:00am Saturday, October 1, until 6:00pm Monday, October 31, 2011 Review your benefit enrollments for 2012 and make changes

3. Review Your Benefit Enrollments • Health Care • Dental • Vision • Life

4. 2012 Health Care Insurance Plans BlueOptions BlueChoice

5. 2012 HealthCare Premium Chart

6. Eligibility for BlueCross BlueShield Employee Eligibility:6-Month Regular Appointmentat least 75% FTE Health Benefits:Employee Only CoverageEmployee/Spouse CoverageEmployee/Child(ren) CoverageFamily Coverage Dependent Coverage:Coverage to age 26

7. Prevention and Wellness • Wellness Exams • Immunizations • Early Detection Exams & Testing Bone Density, Colorectal, Gynecological, Mammograms, PSA • Blue Access & Personal Health Manager Health Risk Assessment, 24/7 Nurseline BluePoints, Health Tools & Management

8. BlueChoice PPO Preventive and Wellness at 100% Prescription drug coverage is the same benefit offered with BlueOptions, top 75 drug list $25 office visit copay $500 individual/$1500 family deductible 80% paid by BlueCross after deductible Out-of-pocket maximum

9. BlueOptions Preventive and Wellness at 100% Same prescription coverage benefit offered as BlueChoice, top 75 drug list $30 primary care office visit copay, $50 specialist office visit copay $750 individual/$2250 family deductible 80/20 co-insurance BluePreferred Network 70/30 co-insurance BlueChoice Network Out-of-pocket maximum

10. BlueOptions Deductible Credit • Complete a Health Risk Assessment (HRA) on BlueAccess for Members • Receive a deductible credit of $250 • Reduce your calendar year deductible to $500 • Enroll in Special Beginnings • Receive a deductible credit of $250 • Can be combined with the HRA deductible credit • First trimester enrollment is required

11. Condition Management Programs • BlueOptions Only • Diabetic Condition Management Program • Receive a reduction in pharmacy cost • Generic and name brand copays reduced to $10.00 for one month supply • Enrollment required to receive pharmacy benefit • Congestive Heart Failure Condition Management Program • 50% reduction on generic and name brand drugs • Enrollment required to receive pharmacy benefit

12. Healthy Interactions**NEW** • Interactive sessions for OSU/A&M’s sponsored health and wellness programs • Face to face small group sessions • Facilitated by trained, licensed professionals • Sessions in November

13. Prescription Drugs Negotiated Discounts $4.00 Top 75 Generics $25.00 Other Generics $50.00 Preferred $100.00 Non Preferred $150.00 Triessant Specialty $200.00 Non Triessant Specialty LESSER of 34-day supply or 200 units

14. Dental and Vision Insurance • 2012 OSEEGIB Employee Benefits Option Guide is available online at http://hr.okstate.edu • Add dependent children until age 26 • If you cover one dependent, you must cover all dependents unless they have other group dental or vision coverage • No changes to plans, minimal change in premiums • For provider listings, sib.ok.gov

15. ING Supplemental Life Insurance No increase in premium rates No premium changes unless you go into the next 5-year age-rated bracket Add $5,000 if not at maximum At 65, 70, & 75 coverage decreases OPSU also provides 2 times annual earnings ($200,000 maximum) in life insurance NEW! ING Travel Assistance Service

16. OCTOBER IS ANNUAL BENEFITS ENROLLMENT MONTH Web for Employees http://webemp.okstate.edu