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Coalition of Sailors Against Destructive Decisions Program Information Sheet CONT'D. To increase awareness of Financial responsibility in the military and educate Sailors to make wise decisions regarding their finances. Our PFM program provides a co
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1. Coalition of Sailors Against Destructive Decisions Program Information Sheet Month: February 2011 Topic: Fleet and Family Support Centers Point of Contact: Naomi Lau (LCSW) Clinical Counseling Program (202) 433-4646 Fred Davis – Personal Financial Management (202) 433-4541 Darla Humbles – Stress Management (202) 433-4593 Email: naomi.lau@navy.mil , fred.w.davis@navy.mil , darla.humbles@navy.mil Topic Discussions: Fleet and Family Support Centers offer numerous programs and services available to service members and their families such as clinical counseling, personal financial management, and stress management . There are required programs which fall under three categories: Deployment and Readiness Components, Crisis Response Components, and Career Support and Retention Components. FFSC Clinical Counseling services can directly improve the quality of life of Sailors and their family members by addressing the stressors facing today’s Navy. We all experience ups and downs in life. For military families, these stressors include multiple deployments and frequent moves, which can directly contribute to marital discord, parent/child problems, financial concerns and other difficulties.