SHOW ME An Introduction to Revolution Money

1. SHOW MEAn Introduction to Revolution Money • Presented by: • Ted Leonsis • Chairman, Revolution Money, Inc. • Jason Hogg • Founder, President and CEO, Revolution Money, Inc.

2. Agenda • The Opportunities • Industry Background and Concept Genesis • An Integrated Approach • Company Snapshot • Interacting with Revolution Money • Redefining the Industry Model • Revolution Money’s Next Generation Payment Platform • A Comprehensive Solution • Product Demo • Question and Answers

3. The Opportunities • Why in a world of ever decreasing telecom, network and computing costs, do interchange and online processing fees and rates increase? • These charges add up to a $60 billion marketplace • Can these fees be redirected to benefit consumers and merchants, instead of benefiting big monopolists and online incumbents?

4. Industry Background & Concept Genesis US interchange fees have increased by 29% since 1995 Interchange cost to US merchant increased by 300% in the last 10 yrs Interchange Fees Per $100 of Consumer Spending Visa Consumer Credit Interchange Fee Rate 2.0% $3.00 1.5% $2.00 1.0% $1.00 0.5% 0.0% $0.00 1994 1996 1998 2000 2002 2004 1995 1997 1999 2001 2003 2005 Source: Nilson Reports, Bureau of Economic Analysis, National Economics Accounts Source: Visa USA • The Driver? The intensified competition between Visa, MasterCard and American Express for bank loyalty. • The Driver? More card use and higher fees equals more interchange. Opportunity to Better Align Interests of Credit Cards and Merchants Redistribute Savings Back to the Customer

5. PayPal meets MasterCard • without the high fees.

6. An Integrated Approach www.RevolutionMoney.com www.RevolutionCard.com www.RevolutionMoneyExchange.com

7. Company Snapshot Board of Directors Ted Leonsis, Chairman Vice Chairman Emeritus AOL: Owner, Washington Capitals Ted Leonsis, Chairman Steve Case Chairman, Revolution LLC; Co-Founder, AOL; Former Chairman, AOL Time Warner Larry Summers Former Secretary of Treasury; Former President, Harvard University Russell E. Hogg Former President & CEO, MasterCard International, Inc. Frank Raines Former Chairman & CEO, Fannie Mae; Previously head of OMB David Pottruck Former CEO of Charles Schwab David Golden CFO of Revolution LLC and former Vice Chairman of JPMorgan Jason J. Hogg Founder and CEO of Revolution Money Patrick Graf Co-Founder and CTO of Revolution Money Additional $50 million in September ’07 Series B venture capital funding led by Citi, Morgan Stanley, Deutsche Bank, Ted Leonsis, and controlling investor, Revolution LLC

8. Opportunities with Revolution Money • Integrating with MoneyExchange • Widget Developers • Fantasy Sports and Gaming • Charities and Fundraising • Social Networking, Communicating, and Tagging • Digital Media, Classifieds, and Commerce • Financial Planning • eCommerce Sites accepting credit cards • PayPal Power Users • RevolutionCard and Online Retailers • Communications (Wireless, Cable, and Satellite) • Multimedia • Card Replacement • Clicks and Bricks Retailers • Consumer Services • Card on File Services • Large Installed Subscriber Base • Gift Cards & Loyalty Programs

9. Merchant Cardholder Acquirer Cardholder $$$ $$$ Merchant Issuer $$$ Redefining the Industry Model Securitizer Association Processor Issuer • Revolution Money Model • Web 2.0 platform integrates the value chain • No new hardware or infrastructure required • Next generation operating system reduces payment product fragmentation • Own backend operating system with financial institutions • Web 2.0 platform is the operating system for First Bank and Trust, Citi, and CompuCredit’s credit activities • “Pay as you play” revenue sharing model for the issuing bank

10. Revolution Money’s Next Generation Payment Platform • Revolution Money’s payment platform combines free online money transfer with credit, and pre-paid solutions all wrapped in one sophisticated offering… • Breakout payment platform with viral online scaling and unique offline capability • Banks are joining the Revolution: Citi, Morgan Stanley, Deutsche Bank, CompuCredit, First Bank and Trust, Union State Bank Web 2.0 payment platform • Gift card capabilities • Free p2p money transfer • Ability to attach a plastic to your MoneyExchange account • Unprecedented consumer control (i.e. One-time use PIN’s, bill pay, wire money) • Interchange-free credit card • Anonymous PIN-based credit card • Instant decisioning; card issuance and immediate rewards at POS

11. A Comprehensive Solution Online Offline One Solution Give interchange to merchants and consumers The Freedom to Transact • Enables social networks to add financial transacting to their product offerings • Enables consumers to make all their transactions from an integrated network • Consumers are already using instant message services, social networks, fantasy sports, digital content, communication or information exchanges • Provides consumers security, convenience, risk avoidance, reliability, and a free method of payment transfer with built in viral distribution • Works with merchants to redeploy interchange savings • Funds loyalty programs for consumer value • Provides a network effect for immediate gratification • Enables targeted membership base marketing programs

12. Revolution Money’s Web 2.0 Payment Platform