Long term cashflow planning for a reality based future

2. Long term cashflow planningfor a reality based future • Ruth Sturkey Chartered Financial Planner, Director, The Red House Consulting

3. So, who am I . . .

4. Cashflow modelling • Why? • Do you know where you’re going to, do you like the things that life is showing you….

5. Gathering data • What data do you need to collect, what objections might the client have and how can you help your client in this process? • It ain’t what you do it’s the way that you do it….

6. Assumptions • What assumptions do you need, how do you set them and when should they be reviewed? • Let’s face the music and dance

7. Scenario planning and expectations management • Consider useful client scenarios; what are they and how can they assist in the financial planning process? • It’s not where you start it’s where you finish….

8. In summary • See the future and make choices • The core of all planning decisions • The importance of robust assumptions • The glue that sticks the client to you • Don’t leave it in a drawer to gather dust • I can see clearly now the rain has gone…