1 / 18

Growing Together

Growing Together. An agency under Ministry of Entrepreneur Development (MED). 1. SME Bank General Info. 2. Financing Program. 3. Beyond Financing. To be the Center of Excellence (CoE) for SME Development. Leader in SME Ecosystem Value Creation beyond Financial Services.

mhill
Download Presentation

Growing Together

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. GrowingTogether An agencyunder Ministry of Entrepreneur Development(MED)

  2. 1 SME Bank GeneralInfo 2 FinancingProgram 3 BeyondFinancing

  3. To be the Center ofExcellence (CoE) for SMEDevelopment Leader in SME Ecosystem Value Creation beyond FinancialServices S.M.I.L.E. SME Bank CorporateInformation's 100% ownedby Minister of FinanceIncorporated • Strong Teamwork andIntegrity DFIA RegulatorySupervisor Malaysian CentralBank • ManagingStakeholders • Innovation andTechnology Entrepreneur DevelopmentSupervisor Ministry of EntrepreneurDevelopment • Leadership andGrowth • Efficiency and Productivity(LEAN)

  4. Our StrategicPartners 1 SME Bank GeneralInfo 2 FinancingProgram 3 BeyondFinancing 20Islamic State Countries 36 Asia& Pacific Countries 10 Countries Republicof Botswana Kingdomof Thailand Russian Federation

  5. We AreDifferent Minimal Collateral 1 SME Bank GeneralInfo 2 Competitive ProfitRate Tenure from5 to 30years FinancingProgram 3 BeyondFinancing Specialist Department/ Officer Developmental Role Oil &Gas Business Counselor TrainingDevelopment Contract GreenTech SME BankFactory ForRental EquityFinancing

  6. Awards &Achievement Sahabat Negara SME Recognition Award 2015 SMI Association ofMalaysia Most Preferred Brandin Banking The Brand Laureate SMEs Best BrandAwards 2012 Plaque of Merit – Young Entrepreneur Innovation Program (Y-BizChallenge) 2014 ADFIAP 1 SME Bank GeneralInfo 2 FinancingProgram 3 BeyondFinancing Top FI PartnersAward 2015 (Overall Category) Credit Guarantee CorporationMalaysia Berhad Most Supportive Bankfor Governments Guarantee Schemes Syarikat Jaminan Pembiayaan Perniagaan Berhad(SJPP) Merit Award: HumanCapital Development Category – SME Employee Capacity Building ADFIAP Awards2017 OutstandingDevelopment Project – Award For Graduate or Tabung Usahawan Siswazah2 (TUS2) ADFIAP Awards2016 Outstanding Development Project – Trade Development for Best Exporter Program ADFIAP Awards 2017 Association of Development Financing Institutions in Asiaand the Pacific(ADFIAP)

  7. SME Bank General CreditGuideline APPLICANTACTIVITIES Manufacturing, services andselected construction which not contradict ShariahPrinciple 1 S 2 FinancingProgram APPLICANTSTATUS Must be in SMEs (Refer to SMENational Classification) 3 ENTITYSTRUCTURE Majority owned/ controlled by Malaysian. (At least 51% Malaysian in corporate structured) BeyondFinancing CREDIT PARAMETER FINANCIALSTATUS Good conditionand solvent FINANCINGTENURE From 5 to 30 years depend onfund/ financingprogram. SIZE OFFINANCING From RM20,000 to RM50.0 million. However Single Customer Limit for Group of Company is RM100.0million

  8. SMEClassification Revenue <RM150mil FulltimeStaff <300 75 -200 RM15 mil – RM50mil 1 S RM300,000 – RM15mil 5 -74 2 Manufacturing FinancingProgram <300,000 5 Sector 3 BeyondFinancing <RM100mil <100 RM3 mil – RM20mil 30 -75 5 -29 RM300,000– RM3mil 5 Services Sector <RM300,000 Classification by National SME Council [except for LargeSME]

  9. FinancingProgram ContractFinancing Small Financing Business Contract Financing SMEGo 1 MySMExport Skim PembiayaanEkonomi Desa (SPED) S MySMEBina 2 Supplementary Renewed Facility(i-SURF) FinancingProgram PembiayaanPremis Perniagaan(i-3P) MySMEBekal 3 SME Bank FinancingProgram BeyondFinancing Special Fund for Tourism3 (SFT3) Guarantee Financing Scheme bySJPP EquityProgram Working CapitalGuarantee Scheme – StartUp AutomationProcess GuaranteeScheme Intellectual Property Guarantee Scheme Bumiputera FinancingFund Working Capital Guarantee Scheme ServicesSector Guarantee Scheme Bumiputera EquityFinancing Facility

  10. General Idea on MySMExport MySMExportisyourtickettopenetratetheglobalmarketandbecomeasignificantcontributortothecountry’seconomicgrowth. MySMExport financing will enable you to purchase new fixed assets, working capital or access to trade facilities with commercialbanks 1 MySMExport KeyFeatures S 2 FinancingProgram Purposeof Financing • BusinessEntity • Must be Malaysian • RegisteredwithSSM/local • authority 3 Quantum of Financing Financing amount upto RM5.0million BeyondFinancing • InvolvedinGovernment promoted industries Access totrade Collateral NONE WorkingCapital (Fixed orRevolving) • Access support byMATRADE Operation Entity must operate2 yearsabove. • Accessto trade with Banks facilities Commercial (CB) FixedAssets (Plant/ Machinery/Equipment)

  11. i-3PFeatures Eligibility • SMEs which operates 2years • SMEs made profit for the latest year out of the last 2years 150% 200% Features • Completedpremisespurchasedfrom approved panel developer without CF. 1 S i-3P (Marginof Financing) • All type of commercial or industrial Professionals SMEs premisesEXCEPT: 2 • Retail unit in shoppingmall. • Property by individuals • Hotel or Commercial Properties FinancingProgram 3 BeyondFinancing • converted to hotels. • Others • Tenure: Up to 30 years; • Pricing:

  12. Sole Proprietor, Partnership and PLT BusinessEntity SSM businesscertification Sendirian Berhad BusinessEntity SSMform A copy of company’s Memorandum &Articles Past 2 years of AuditedAccounts A copy of license from local municipal/authority All past ManagementAccounts Latest ManagementAccounts Latest ManagementAccounts All documents above must be sighted by CompanySecretary Common Documents for all BusinessEntities. SME Bank Application Form &DeclarationForm Quotation for Advertisement & Promotions (IfApplicable) (Download form atwww.smebank.com.my) Quotation for commercial vehicles (If Applicable) 6 months of Company’s BankStatement MandatoryDocuments Company Profile/ BusinessPlan Latest Debtors & Creditors AgeingReport A copy of Tenancy Agreement (if rented)/ Sales & Purchase Agreement (ifowned) Quotation of Machinery/ Equipment (ifApplicable) A copy of Letter of Offer from any FinancialInstitutions A copy of Letter of Award from Contract Awarder (For Contract Financing) Projected Cashflow for 5 years Endorsement letter from MOTAC (forSFT2) Quotation for Renovation from CIDB Certified Contractors (ifApplicable)

  13. BeyondFinancing Enterprise Premise Complex(EPC) 1 S EPC inMalaysia 2 Fi • Rental tenure for 5years. • Nationwide and strategiclocations. • For BumiputeraSMEs 3 BeyondFinancing Benefits for EPCTenant Opportunity for SME Bankfinancing Business matching Training anddevelopment

  14. 1 S 2 Fi Nurtures 15,000 SMEs with RM26 billion approvalsince 2005 Coached more than34,000 participants 1,085 SMEs migratedupward 3 BeyondFinancing The CEDAR is a wholly owned subsidiary of the SME Bank. Established in early 2013, its mission is focused on capacity building and capability development of the Malaysian entrepreneurs towards sustaining their business growth in support of the National EconomicAgenda. Today, the SME Bank stands as the only Malaysian bank with an outfit like CEDAR, that focuses on continuous development of entrepreneurs in ensuring growth and sustainability through its various forms of interventionservices which include research-based counselling, business coaching, fund-based facilitation, outcome-based mentoring and businessintervention

  15. Book YourBanker™ SME Bank FinancingProduct 1 S 2 Fi 3 BeyondFinancing Embracing NewTechnology BranchLocator OthersInformation Your Success OurStory Annual Reports LatestNews CEDAR Programs Announcement

  16. 1 S 2 Fi 3 BeyondFinancing Embracing NewTechnology

  17. THANKYOU Small Medium Enterprise Development Bank(49572-H) Menara SME Bank, Jalan SultanIsmail, 50250, KualaLumpur Tel:03-26152020 Fax: 03-26981748

More Related